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Our Quality Commitment
Absolute
Confidentiality
QCP Systems' business
is built on a strict assurance of confidentiality. You are given an absolute
guarantee that information obtained by or imparted to our personnel will be
held in the strictest of confidence and will not be released, voluntarily to anyone,
either directly or indirectly, without your written consent.
Experienced
Auditors
Each of your closed
loan files are audited by a "live" experienced auditor. Although much
reliance is placed on artificial intelligence for underwriting during the loan
origination process, when it comes to the re-verification and auditing process,
nothing replaces independent "thinkers." QCP Systems employs only
expert auditors with many years of experience. They are trained to identify
origination, processing, underwriting closing and compliance problems, as well
as the appearance of misrepresentations and possible fraud.
By using experienced
and well-trained reviewers, we can provide you with information that will help
improve the investment quality of the loans your company originates. All for a
fraction of the cost to you to conduct these reviews in-house.
Arm's
Length Review
As an independent
contractor/service provider to our clients, no employer/employee relationship
is created with QCP Systems. This allows QCP Systems to be completely candid
and unbiased in its post closing and pre- funding assessment of the files
reviewed for your company, without fear of job-based penalty. It is also for
this reason that many Investors, Regulatory Agencies and Mortgage Insurers
prefer the Post Closing Quality Control function to be performed by an outside
company, especially in our current environment.
Easy to
Read and Understand QC Reports
QCP Systems prepares
detailed, easy to understand QC reports of the post closing and pre- funding
file reviews it conducts. Our reports do not include vague terms that are
difficult to interpret or understand, like "critical" or
"moderately" or "trivial."
Our review looks at a
minimum of forty-seven (47) potential categories of "exceptions" to
the files we review. Each of the issues we identify in each exception area is
written in plain English. There is absolutely no guesswork!
By
clearly stating in narrative form each exception and identifying the problems
in detail, you know exactly where your problems are and what operational
procedures need to be changed. This assures that senior management is taking
the proper steps to address current issues and to enhance the quality of its
future loan production.
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